Scott Cummings's Blog Posts

Forgivable Down Payment Money Available

Are you wanting to buy a home yet don't have the money for a down payment or closing costs? Do you have a credit score of 640 or higher? If so, then this program might be just what you are looking

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100 Percent Zero Down Payment Home Loans Available

There are several home loan programs available that are all zero down 100% financing. these are MIHome, Rural Development and VA loans. Below are some details about each loan.  MIhome

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The Movie Gettysburg My 15 Minutes Of Fame At State Theater Today

The State Theater in Bay City is having a special showing of the movie Gettysburg today at 2:00 pm to raise funds for the Friends of Pine Ridge Cemetery.  Please come out and support their

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Welcome Annie Rodgers To Exp Realty Flint MI Area

I would like to welcome a new agent in my down-line, Annie Rodgers.  I am proud to sponsor Annie. Annie is a new eXp Realty agent but is not new to the Real Estate Industry having been a

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Down Payment Assistance Program Available

As a REALTOR, I run into people all the time who would like to buy a home yet they just cannot get past taking that next step.  These home-buyers usually know exactly what they want in a home

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A Great Growing Business In Bay City

Growing up in a small retail business, I learned the value of taking care of customers and giving back to the community.  Small business and entrepreneurship is in my blood and it is one

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Beware Of Real Estate Scams

There are various scams targeting people looking for real estate and I just wanted to get the word out about it so these scammers take no one.  These scams are happening in Bay City MI but I

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Improving Your Credit Scores

As a REALTOR, I run into this all the time.  Credit scores are not quite to the point where a lender will grant approval or credit has not been established.  Great hard working people who

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