Scott Cummings

eXp Realty, Bay County Michigan

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About Scott Cummings

My personal mission statement is "Changing people's lives...one home at a time." With every client I work with, buyer or seller, I take this mission statement to heart. Buying or selling a home is certainly a life changing event. I use every skillset I have to help change your life. I am a full time REALTOR. I have been a REALTOR since 2003. Prior to obtaining my license, I was a real estate investor, specializing in flipping homes and contracts. Before that, I spent 25 years in my family retail business where I learned the value of delivering great customer service. I am a Graduate of Delta College where I earned my Associate Arts degree, I have a Bachelor of Business Administration Degree from Northwood University and a Master of Business Administration degree from DeVos Graduate School. I put my degrees to use by helping buyers and sellers with having great critical thinking and personal effectiveness skills which I developed because of getting these degrees. I help further with real estate investors by using the business acumen skills I learned, to help guide investors through the process and offer suggestions on setting up their business as a business. I enjoy camping and travel with my wife and kids, two of which are still at home and three are grown and live and work in the GLBR. My hobby is Civil War reenacting. I have been doing that since 1983. My 15 minutes of fame was being cast as one of the officers in the 20th Maine for the movie Gettysburg. I am proud to be a part of our Great Lakes Bay Region community and enjoy changing peoples lives. Let me help you change your life by helping you find and buy that dream home or help you sell that home that no longer fits your needs. Either way, you are in the drivers seat as I am not overbearing or pushy. This is your life that is being changed, I am only there to help you along the way. Scott

Latest Blog Posts

Forgivable Down Payment Money Available

Are you wanting to buy a home yet don't have the money for a down payment or closing costs? Do you have a credit score of 640 or higher? If so, then this program might be just what you are looking

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100 Percent Zero Down Payment Home Loans Available

There are several home loan programs available that are all zero down 100% financing. these are MIHome, Rural Development and VA loans. Below are some details about each loan.  MIhome

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The Movie Gettysburg My 15 Minutes Of Fame At State Theater Today

The State Theater in Bay City is having a special showing of the movie Gettysburg today at 2:00 pm to raise funds for the Friends of Pine Ridge Cemetery.  Please come out and support their

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Welcome Annie Rodgers To Exp Realty Flint MI Area

I would like to welcome a new agent in my down-line, Annie Rodgers.  I am proud to sponsor Annie. Annie is a new eXp Realty agent but is not new to the Real Estate Industry having been a

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